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Finola Barrett is a head-in-the-clouds, miracles-still-happen, Christmas-has-not-gotten-too-commercial-if-you-have-the-spirit-in-your-heart believer. She is also a woman on a mission—to achieve the resolutions she made for herself at New Year's, almost exactly one year ago: Finding Mr. Right, owning a home, starting her own business and lastly…to find the perfect handbag. She thinks she may be able to complete them in time, if only the man who manages her trust fund—her own personal Scrooge—would approve her business proposal. Will she be able to overcome the banker who stands in her way? Will she ever find Mr. Right? And will she have a great handbag when she does?